What should I do if I’m contacted by the insurance company after an injury



After suffering personal injuries in an accident, you almost always have to deal with insurance companies.

Saying the wrong thing can negatively impact the outcome of a claim.

Having a Philadelphia Personal Injury Lawyer deal with insurers on your behalf can significantly improve your chances of securing maximum compensation.

Things You Should Avoid Sharing With Insurance Companies

Avoid saying anything that could be taken as an admission of fault.

Keep your interactions with insurance company representatives brief. Do not provide a recorded statement. The law does not require you to provide one.

Report your injuries accurately.  Exaggerating your injuries can damage your and your claim’s credibility. It is critical to state only facts. Do not speculate on the extent and severity of your injuries.

Insurance companies want to pay out as little as possible within the bounds of the law when processing personal injury claims.

Do not admit blame. Admitting fault, even partially, may provide the insurer grounds to deny your claim.

Don’t provide the insurance company names and contact information of friends, coworkers, family members, doctors, and witnesses. Insurers may contact people in your social and professional network to get more information about your accident, injuries, and treatment.

Refrain from posting updates on social media outlets right after an accident. Insurers can use these posts to dispute the severity of your injuries.

It is not necessary to provide insurers access to your entire medical history. They may hunt for pre-existing injuries and conditions to divert attention away from the injuries from the accident.

Finally, do not reveal that you don’t have an attorney. Insurance company adjusters love dealing with injury victims without legal representation. Once insurers know you don’t have a lawyer by your side, they may try to downplay your losses and get away with a low payout.

After Receiving A Call Or Offer From Your Insurer, It Is Imperative To Consult An Attorney

You do not have to file an accident claim immediately after an accident.

Consult with an Auto Accident Lawyer first.

Insurance policies are complex and intricate legal agreements.

Consulting a lawyer helps you achieve a clear understanding of the terms and conditions of your insurance policy. Your lawyer will also inform you about your rights and obligations.

Insurance companies will never advise you on ways to maximize the claim. An attorney strives to ensure you receive the best possible outcome for your case most quickly.

The primary goal of insurers is to minimize the compensation they have to pay. A lawyer can level the playing field by obtaining all the relevant and compelling evidence to maximize the value of your claim. At The Law Offices Of Greg Prosmushkin, P.C., our lawyers are adept at gathering and compiling evidence such as medical records, accident reports, witness statements, and photographs to strengthen your claim.

Our personal injury law firm knows how to evaluate the potential long-term effects of your injuries. We consult medical professionals and experts to obtain reports that detail how your injuries will impact your life in the future.

Insurance companies often employ unfair tactics to reject or undervalue your claim. Insurers dispute liability, attempt to shift blame onto claimants or delay the claim process.

A lawyer at the Law Offices Of Greg Prosmushkin, P.C. will analyze settlement offers, negotiate with the insurance company, and fight for your rights to ensure you receive fair and just compensation.

The Right Lawyers Having A Profound Impact On The Outcome Of Your Case And Your Life

Finding the right personal injury lawyer can be tricky when every law firm claims to be the finest. Many law firms will boast about their combined experience instead of how long the attorneys at the firm have experience working on complicated cases.

An Attorney at our firm can manage all the legal processes in a claim, compile evidence, build a solid case, and accurately assess the claim’s value.

If you or a loved one have suffered a personal injury due to someone else’s negligence anywhere in Philadelphia, you should hire an attorney who encourages you to focus on your recovery while they take care of your legal hassles.

Contact us today to schedule your free consultation. Our experience may be the leverage you need in your claim.

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